Terms of Use

Best Student Credit Cards provides the material contained on this Site (the "Site") to our customers and visitors. Best Student Credit Cards requires that all visitors to the Site adhere to the Terms and Conditions set forth on this page. By accessing the Site and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth below without limitation or qualification. Best Student Credit Cards may revise these Terms and Conditions at any time by updating this page. The revisions will be binding upon all visitors to the Site. For purposes of these Terms and Conditions, references to Best Student Credit Cards include its affiliates, directors and employees. If you do not agree to these terms, do not use this website.

This Site is made available only for your personal use. We make no claims or representations about the accuracy, reliability, timeliness, usefulness or completeness of such information or advice. However, we believe that the information and advice presented on this website is reliable. All information and advice given on this Site is intended only to assist you with your financial decisions. We recommend that you seek the advice of your accountant or other financial advisers before making any final decisions. You should not rely on any information or advice you obtain on this Site. Any reliance by you on information or advice on this Site will be at your own risk.

Best Student Credit Cards is not a financial institution. We are not affiliated with or are responsible for the services or products advertised by third parties on this Site. We provide links and content to you as a convenience. We do not control, author, edit, or monitor these linked web pages or have any responsibility for the accuracy or availability of information provided on them or on the areas of this Site for which content is provided by unaffiliated third parties. We do not endorse or guarantee the content, advertising, products, services or other materials available on third party websites or in areas of this Site for which unaffiliated third parties provide content. We do not make any representations or warranties, express or implied, regarding the content, products or services offered by third parties. The third party links and content accessible from our Site do not constitute or imply an endorsement, authorization, sponsorship or affiliation by Best Student Credit Cards with respect to any third party, or any third party products or services. By using this Site, you acknowledge that you are responsible for viewing and abiding by the privacy statements, service agreements and terms of use of any linked web pages.

Credit Card issuers pay us when they receive a completed application, or upon approval of an application linked from this Site. Occasionally, they may pay us to have their offers presented on our site. The placement and prominence of a specific offer is subjectively determined by us based on several considerations including the card terms, features and benefits, popularity of the offer with our users, and compensation paid to us by the issuer or its affiliates.

The content on this Site does not constitute an offer, promise or otherwise, either to provide a specific credit card, or that any participating credit card issuer will offer you a credit card for any purpose or on any specific terms. If you contact a credit card issuer listed on the Site and you submit a credit card application to the credit card issuer, your information is exchanged between you and that issuer. We are not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of any information or offer in or results of any kind obtained in connection with this Site.

Best Student Credit Cards does not guarantee or makes any representations as to the accuracy, quality, validity or authenticity of any rates or terms posted by credit card issuers. This information is subject to change without notice. No content on this Site should be construed to be an advertisement for credit as defined by paragraphs 226.16 or 226.24 or a solicitation as defined in paragraph 226.5a of Regulation Z of the Truth in Lending Act.

Access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws. Federal law and Texas law will govern the interpretation and enforcement of these Terms and Conditions.

The information contained at the Site, including but not limited to text and images (other than images licensed from third parties) and their arrangement, are under copyright of Best Student Credit Cards. Except as otherwise indicated, this Site and its entire content including, but not limited to, the text, information, material, software and graphics contained on this Site (the "Materials"), are owned by Best Student Credit Cards and its affiliates. The Materials are protected by copyright, trademark and other intellectual property laws and treaties. Best Student Credit Cards makes no proprietary claim to any third-party names, trademarks or service marks appearing on this Site. Any third-party names, trademarks, and service marks are the properties of their respective owners. This Site and its entire content is for personal use only and may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted or distributed in any way, without the prior written permission of Best Student Credit Cards.

By posting a message or contributing in any way to this Site, including, but not limited to, sending comments and e-mail, to this Site or using this Site, you expressly grant Best Student Credit Cards a perpetual, worldwide, non-exclusive, royalty-free right and license to use, reproduce, display, perform, adapt, modify, distribute, have distributed and promote such content in any form, in all media now known or hereinafter created, anywhere in the world, and for any purpose.

Best Student Credit Cards reserves the right to change, update, discontinue, or restrict or prevent access to this Site or the Materials at any time without notice.

BY USING THIS SITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS SITE AND THE INTERNET GENERALLY. THE INFORMATION IS PROVIDED "AS IS," WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND. IN NO EVENT SHALL CONSUMER CREDIT CARD GUIDE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS OR ANY HYPERLINKED SITE, EVEN IF BEST-STUDENT-CREDIT-CARDS.COM OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This Site is intended to assist readers by providing data, resources and editorial information on financial products. Best Student Credit Cards is not responsible for any errors or omissions in the Materials or information provided on this Site, any articles or postings for hyperlinks embedded in messages, or for any loss or damage caused by your reliance on information obtained on this Site or in a site hyperlinked from this Site.

This Site may provide chat rooms, bulletin boards, Question & Answer forums and other means for the public to contribute information and make statements. Best Student Credit Cards does not endorse any of these statements or represent that the statements are true and accurate. We reserve the right to edit statements made within these forums. We also reserve the right to limit or restrict access to users who abuse these forums. We advise that you should not rely solely upon the information and opinions of the chat rooms or bulletin boards.

Access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws. These terms and conditions shall be governed by and construed in accordance with the laws of the United States of America and the state of Texas, without giving effect to any choice of law or conflict of law provision or rule (whether of the state of Texas or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the United States or the state of Texas. By using this Site, you consent to the jurisdiction of the state and federal courts of Williamson County, Texas, U.S.A. for any action or proceeding arising under or relating to these Terms of Use, this Site or the use of, or reliance on this Site.

This Site is directed at and made available only to persons who reside in countries where the products or services advertised by the credit card issuers or other financial service providers are permitted under applicable local law.

These Terms of Use constitute the entire agreement between the parties with respect to the subject matter hereof and supersede and replace all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. The section titles in this Agreement are for convenience only and have no legal or contractual effect. The failure of Best Student Credit Cards to exercise or enforce any right or provision of these terms shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these terms remain in full force and effect.