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Reward Credit Cards at Best Student Credit Cards

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Do reward cards make sense for college students?
There are some credit cards that may potentially provide a reasonable rewards program for students.
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credit card blog

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Reward Credit CardsReward Credit Cards

The following reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs.

The Platinum Card® from American Express

The Platinum Card® from American Express offer
The Platinum Card® from American Express credit card application
  • 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
  • Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $450.00* Excellent Credit*

Discover® More® Card

Discover® More® Card offer
Discover® More® Card credit card application
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 15 months on purchases & balance transfers* 10.99% - 20.99% (Variable)* $0* Excellent Credit*

Blue Cash EverydaySM from American Express

Blue Cash Everyday<sup>SM</sup> from American Express offer
Blue Cash Everyday<sup>SM</sup> from American Express credit card application
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0% on Purchases for 12 months 17.24%-22.24% Variable $0* Excellent Credit*

Starwood Preferred Guest® Credit Card

Starwood Preferred Guest® Credit Card offer
Starwood Preferred Guest® Credit Card credit card application
  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A N/A 15.24% - 19.24% variable $0 introductory annual fee for the first year, then $65 Excellent Credit*

American Express® Gold Card

American Express® Gold Card offer
American Express® Gold Card credit card application
  • Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
  • Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more
  • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Get approved in 60-seconds.
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $125 annual fee Excellent Credit*

Discover® Motiva Card

Discover® Motiva Card offer
Discover® Motiva Card credit card application
  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 15 full months on Balance Transfers and Purchases* 10.99% - 20.99% (Variable)* $0* Excellent

TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express offer
TrueEarnings® Card from Costco and American Express credit card application
  • American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0% on Purchases for 6 months 15.24% variable $0* Excellent Credit*

Iberiabank Visa® Platinum Card

Iberiabank Visa® Platinum Card offer
Iberiabank Visa® Platinum Card credit card application
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
1.99%* 6 billing cycles on balance transfers* 9.25%, 12.25%, or 15.25%* $0* Excellent Credit*

Simmons First Visa® Platinum Rewards

Simmons First Visa® Platinum Rewards offer
Simmons First Visa® Platinum Rewards credit card application
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
None* N/A* 9.25%* (V) $0.00* Excellent Credit*