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Reward Credit Cards
The following reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs.

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- 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
- 0% intro APR on Purchases for 6 full months, then the Regular APR
- Earn $75 Cashback Bonus when you make $500 in purchases in your first three months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
12 full months on Balance Transfers; 6 full months on Purchases* |
11.99% - 20.99% (Variable)* |
$0* |
Excellent Credit* |

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- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- 0% intro APR on purchases and balance transfers, then the Regular APR
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
6 months on purchases & balance transfers* |
10.99% - 16.99%* |
$0* |
Excellent Credit* |

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- 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
- 0% intro APR on Purchases for 6 full months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
15 full months on Balance Transfers; 6 full months on Purchases* |
11.99% - 20.99% (Variable)* |
$0* |
Excellent Credit* |

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- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based on your creditworthiness.
- This APR will vary with the market based on the Prime Rate.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
18 months on balance transfers and 12 months on purchases* |
11.99%-19.99%* (Variable) |
$0* |
Good Credit* |

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- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
- No annual fee for the first year and $45 thereafter
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 2.90% on Purchases and Balance Transfers |
for 6 months |
15.24%* |
No annual fee for the first year - $45 thereafter |
Excellent Credit* |

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- Earn 10,000 Membership Rewards ® bonus points when you spend $500 in your first 3 months of Card membership- redeemable for select gift cards valued at $100!
- Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$125 annual fee |
Excellent Credit* |
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