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Do reward cards make sense for college students?
There are some credit cards that may potentially provide a reasonable rewards program for students.
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My parents gave me a card for “emergencies” What do you think qualifies? My boyfriends bail?
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Why Was My Card Overcharged for My Bar Tab? Will it Get Refunded?
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credit card blog

A New Resource for Student Credit
A new site, Credit Cards University, has been launched to aid college students with financial issues, credit card or otherwise.
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Less than rewarding student cards
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About “The Secret History of Credit Cards” and 8 Things You Should Know
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Prepaid & Debit CardsPrepaid & Debit Cards

The following prepaid debit cards and prepaid credit cards can help you control your spending. A reloadable debit card allows you to only spend up to the amount you have pre-deposited into the account. If you tend to overspend or would like to control your spending then a pre-paid debit card or prepaid credit card could be a good card for you.

AccountNow® Prepaid Visa® Card

AccountNow<sup>®</sup> Prepaid Visa<sup>®</sup> Card offer
AccountNow<sup>®</sup> Prepaid Visa<sup>®</sup> Card credit card application
  • 100% Guaranteed Approval*
  • $0 Activation Fee
  • $25 Cash Bonus when you use direct deposit
  • New iAdvanceSM loan option
  • No Overdraft Fees and no Minimum Balance
  • Free Credit Builder
  • Free Direct Deposit
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* as low as $2.50* No Credit Check*

BabyPhat Prepaid Visa® RushCard

BabyPhat Prepaid Visa® RushCard offer
BabyPhat Prepaid Visa® RushCard credit card application
  • Guaranteed approval*, no credit or Chexsystems checks
  • No overdraft fees or minimum balances
  • Get your tax refund 2-4 weeks faster with Free Direct Deposit
  • Online bill pay - send checks to anyone
  • Monthly Cash Back Rewards*
  • Free credit builder and text alerts
  • Card to card transfers (between RushCard members)
  • Save up to 85% on prescriptions with RushCard's Free Prescription Discount Card
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* None* No Credit Check*

UPside Visa® Prepaid Card

UPside Visa® Prepaid Card offer
UPside Visa® Prepaid Card credit card application
  • The power of a bank account in a Visa Prepaid card
  • Save up to $230 compared with other cards, the first year alone
  • $0 activation fee. $0 monthly fee if $400 load is made each month. (Otherwise, a $1.99 fee/month, still less than our competitors)
  • Free Direct Deposit from employers
  • No credit check. Bad credit or no credit? That's ok
  • Deposit cash at 60,000 locations nationwide
  • Write personal checks online: easy to pay rent or other bills
  • Accepted anywhere Visa debit cards are accepted. Optional companion card
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* Free if minimum load is received each month. $1.99 otherwise No Credit Check*

Vision Platinum Visa® Prepaid Card - The Free Card

Vision Platinum Visa<sup>®</sup> Prepaid Card - The Free Card  offer
Vision Platinum Visa<sup>®</sup> Prepaid Card - The Free Card  credit card application
  • No Monthly Fee
  • Free ATM use, Free PIN and signature transactions
  • Free customer service
  • Free PayFit Credit Builder - Pay bills and build credit for free
  • No credit check, no debt, no interest, no overdraft fees
  • Free Direct Deposit: Get paychecks, benefits and tax refunds faster
  • Free text / email alerts and online access to track spending
  • One-time $19.95 Activation Fee, then free transactions forever
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0 with $1,000 spend No Credit Check*

READYdebit® Visa Prepaid Card

READYdebit® Visa Prepaid Card offer
READYdebit® Visa Prepaid Card credit card application
  • Now with Credit Builder – For Free
  • Always great customer service
  • 100% Guaranteed Approval* - No Credit Checks
  • No Overdraft Fees or Balance Minimums
  • Free Unlimited Purchase Transactions
  • Free Direct Deposit
  • Free Online Bill Payment & Check Writing
  • Reloadable up to $10,000 Max Balance
  • Choose Your Card Color - Blue, Black or Pink
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* as low as $4.95 monthly* No Credit Check*

NetSpend Visa Prepaid Card

NetSpend Visa Prepaid Card offer
NetSpend Visa Prepaid Card credit card application
  • 100% approval - No credit check required
  • Free Direct Deposit from your paycheck or government check
  • No overdraft fees or minimum balances
  • New! iAdvanceSM loan option. No credit check
  • Re-loadable with a $10,000 balance limit
  • Popular Load Locations: Western Union, MoneyGram, ACE & More
  • Online Bill Pay - Easily send a check to anyone
  • Exclusive - 5% APY Savings Account
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* As low as $5.00* No Credit Check*

Prepaid Visa® Purple Diamond RushCard

Prepaid Visa® Purple Diamond RushCard offer
Prepaid Visa® Purple Diamond RushCard credit card application
  • Free Activation with Direct Deposit before 4/15/10
  • Guaranteed approval*, No overdraft fees or minimum balances
  • Get your tax refund 2-4 weeks faster with Free Direct Deposit
  • Online bill pay - send checks to anyone
  • Free unlimited purchase transactions
  • Free credit builder and account text alerts
  • Card to card transfers (between RushCard members)
  • Save up to 85% on prescriptions with RushCard's Free Prescription Discount Card
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $9.95 Monthly* No Credit Check*

NetSpend MasterCard Prepaid Card

NetSpend MasterCard Prepaid Card  offer
NetSpend MasterCard Prepaid Card  credit card application
  • 100% approval - No credit check required
  • Make purchases anywhere MasterCard Debit is accepted
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • Exclusive - 5% APY Savings Account
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* As low as $5.00* No Credit Check*

AccountNow® Prepaid MasterCard®

AccountNow<sup>®</sup> Prepaid MasterCard<sup>®</sup> offer
AccountNow<sup>®</sup> Prepaid MasterCard<sup>®</sup> credit card application
  • 100% Guaranteed Approval*
  • $0 Activation Fee
  • $25 Cash Bonus when you use direct deposit
  • New iAdvanceSM loan option
  • No Overdraft Fees and no Minimum Balance
  • Free Credit Builder
  • Free Bill Pay
  • Free Direct Deposit
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* as low as $2.50* No Credit Check*

Facecard Prepaid MasterCard®

Facecard Prepaid MasterCard® offer
Facecard Prepaid MasterCard® credit card application
  • Instant Guaranteed Approval* - no credit check, no security deposit
  • Free Direct Deposit - easy access to your funds
  • Free Online Bill pay - no more mailing costly money orders
  • Free Money Transfers to other Facecard members - no more spending money on wire transfers
  • Ability to use anywhere MasterCard debit cards are accepted, including ATMs
  • Receive Prewards, which are like coupons, put directly on your card
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* None* No Credit Check*