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Do reward cards make sense for college students?
There are some credit cards that may potentially provide a reasonable rewards program for students.
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My parents gave me a card for “emergencies” What do you think qualifies? My boyfriends bail?
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Why Was My Card Overcharged for My Bar Tab? Will it Get Refunded?
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credit card blog

A New Resource for Student Credit
A new site, Credit Cards University, has been launched to aid college students with financial issues, credit card or otherwise.
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Less than rewarding student cards
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About “The Secret History of Credit Cards” and 8 Things You Should Know
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Prepaid & Debit CardsPrepaid & Debit Cards

The following prepaid debit cards and prepaid credit cards can help you control your spending. A reloadable debit card allows you to only spend up to the amount you have pre-deposited into the account. If you tend to overspend or would like to control your spending then a pre-paid debit card or prepaid credit card could be a good card for you.

Walmart MoneyCardSM MasterCard® Prepaid Card

Walmart MoneyCard<sup>SM</sup> MasterCard<sup>®</sup> Prepaid Card offer
Walmart MoneyCard<sup>SM</sup> MasterCard<sup>®</sup> Prepaid Card credit card application
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $3.00 monthly* No Credit Check*

Pink ACE EliteTM Visa® Prepaid Card

Pink ACE Elite<sup>TM</sup> Visa<sup>®</sup> Prepaid Card offer
Pink ACE Elite<sup>TM</sup> Visa<sup>®</sup> Prepaid Card credit card application
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly* No Credit Check*

UPside Visa® Prepaid Card

UPside Visa® Prepaid Card offer
UPside Visa® Prepaid Card credit card application
  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0.99 monthly fee if you load $500 in the month (Reg. $4.95). No Credit Check*

Green Dot® Gold PrePaid Visa®

Green Dot® Gold PrePaid Visa® offer
Green Dot® Gold PrePaid Visa® credit card application
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $5.95 monthly* No Credit Check*

Green Dot® Gold PrePaid Visa®

Green Dot® Gold PrePaid Visa® offer
Green Dot® Gold PrePaid Visa® credit card application
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $5.95 monthly* No Credit Check*

Green Dot® PrePaid MasterCard®

Green Dot® PrePaid MasterCard® offer
Green Dot® PrePaid MasterCard® credit card application
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $5.95 monthly* No Credit Check*

Green Dot® PrePaid MasterCard®

Green Dot® PrePaid MasterCard® offer
Green Dot® PrePaid MasterCard® credit card application
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $5.95 monthly* No Credit Check*

Account Now Gold Visa® Prepaid Card

Account Now Gold Visa<sup>®</sup> Prepaid Card offer
Account Now Gold Visa<sup>®</sup> Prepaid Card credit card application
  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Free Online Bill Payment
  • Up to $10,000 balance limit
  • Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly* No Credit Check*

ACE EliteTM Visa® Prepaid Card

ACE Elite<sup>TM</sup> Visa<sup>®</sup> Prepaid Card offer
ACE Elite<sup>TM</sup> Visa<sup>®</sup> Prepaid Card credit card application
  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly* No Credit Check*

NetSpend® Prepaid MasterCard®

NetSpend® Prepaid MasterCard® offer
NetSpend® Prepaid MasterCard® credit card application
  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* As low as $5.00 monthly* No Credit Check*

Prepaid Visa® Black Diamond RushCard

Prepaid Visa® Black Diamond RushCard offer
Prepaid Visa® Black Diamond RushCard credit card application
  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly* No Credit Check*

NetSpend® Visa® Prepaid Card

NetSpend® Visa® Prepaid Card offer
NetSpend® Visa® Prepaid Card credit card application
  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* As low as $5.00 monthly* No Credit Check*

Prepaid Visa® Purple Diamond RushCard

Prepaid Visa® Purple Diamond RushCard offer
Prepaid Visa® Purple Diamond RushCard credit card application
  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly* No Credit Check*

BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard® offer
BuyRIGHT Prepaid MasterCard® credit card application
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $7.95 monthly* No Credit Check*

mPower™ Visa® Prepaid Card

mPower™ Visa® Prepaid Card offer
mPower™ Visa® Prepaid Card credit card application
  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check*

READYdebit® Visa Prepaid Card

READYdebit® Visa Prepaid Card offer
READYdebit® Visa Prepaid Card credit card application
  • Instant Account Number
  • Free Credit Score
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Free Unlimited Purchase Transactions.
  • Free Online Bill Payment & Check Writing
  • No Overdraft Fees or Balance Minimums
  • 100% Guaranteed Approval* - No Credit Checks
  • Choose Your Card Color - Blue or Pink
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* as low as $4.95 monthly* No Credit Check*

READYdebit Platinum Visa Prepaid Card

READYdebit Platinum Visa Prepaid Card offer
READYdebit Platinum Visa Prepaid Card credit card application
  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit Score
  • Free Mobile Banking and Text Alerts
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit — paycheck, benefits, tax refunds
  • No Credit Check*, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check*

Prepaid Visa® Pink Diamond RushCard

Prepaid Visa® Pink Diamond RushCard offer
Prepaid Visa® Pink Diamond RushCard credit card application
  • 100% Guaranteed Approval* - No Credit Check.
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund.
  • Only card that lets you change your fee plan whenever you want to.
  • Free prescription discount card.
  • Easy Bill Pay - pay bills, rent, or write personal checks.
  • Card to card transfers.
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly* No Credit Check*

Student UPside Visa® Prepaid Card

Student UPside Visa® Prepaid Card  offer
Student UPside Visa® Prepaid Card  credit card application
  • A card truly designed for the 13-25 age group and their parents
  • Full parental control. Safer than cash
  • Parents can load the card online from their own credit card or checking account
  • Instant online funding, great for emergencies when your child is away from home
  • If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you
  • If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt
  • Apply online now. Only $2.99 a month or $29.95 a year
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $2.99 monthly* No Credit Check*

AccountNow® Prepaid MasterCard®

AccountNow<sup>®</sup> Prepaid MasterCard<sup>®</sup> offer
AccountNow<sup>®</sup> Prepaid MasterCard<sup>®</sup> credit card application
  • 100% Guaranteed Approval* - No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 bonus§
  • Free Online Bill Payment
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Perfect for Tax Refund direct deposit
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly* No Credit Check*

AccountNow® Prepaid Visa® Card

AccountNow<sup>®</sup> Prepaid Visa<sup>®</sup> Card offer
AccountNow<sup>®</sup> Prepaid Visa<sup>®</sup> Card credit card application
  • $0 Monthly Fee
  • 100% Guaranteed Approval* - No Credit Check
  • No Minimum Balance
  • Free Direct Deposit and Online Bill Payment
  • Now with Purchase Rewards
  • Perfect for Tax Refund direct deposit
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* None* No Credit Check*