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credit card questions & answers

What do I need to get a student credit card?
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Why Was My Card Overcharged for My Bar Tab? Will it Get Refunded?
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Are student credit cards that much different than regular credit cards?
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Holiday Roundup
This year, university blogs have been busy with great ideas for gifts and even better advice for shopping. Here is a round-up of our favorites.
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Using gift cards to buy gas and groceries
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Why We Get in Debt, Part 7: Know Yourself and Your Limitations
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Following is a list of MasterCard Credit Cards. Compare offers side by side and apply online for the credit card that is right for you.

Capital One® Classic Platinum

Capital One® Classic Platinum offer
Capital One® Classic Platinum credit card application
  • Click "APPLY HERE" to apply online or call (866) 547-0808
  • Buy what you've been dreaming of and pay no interest until June 2009 on purchases
  • Save with a low non-intro variable APR, currently 14.9%
  • Exclusive savings: up to 40% off  featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0.00%* until June 2009* 14.90% (V)* $19.00* Average*

Capital One® Platinum Prestige

Capital One® Platinum Prestige offer
Capital One® Platinum Prestige credit card application
  • Click "APPLY HERE" to apply online or call (866) 605-0808
  • Save with a 0% intro APR until January 2010 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* until January 2010* 8.90% (V)* None* Excellent Credit*

Capital One® No Hassle PointsSM Rewards

Capital One® No Hassle Points<sup>SM</sup> Rewards offer
Capital One® No Hassle Points<sup>SM</sup> Rewards credit card application
  • Click "APPLY HERE" to apply online or call (866) 547-0808
  • Earn 2 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point for every dollar spent on other purchases
  • Save with a 0% intro APR on purchases until January 2010
  • There is no limit to the points you can earn, and your points won't expire
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* until January 2010* 9.90% (V)* None* Excellent*

Capital One® Standard Platinum

Capital One® Standard Platinum offer
Capital One® Standard Platinum credit card application
  • Click "APPLY HERE" to apply online or call (866) 585-0808
  • Buy what you've been dreaming of and pay no interest until June 2009 on purchases
  • Save with no annual fee
  • Exclusive savings: up to 40% off  featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* until June 2009* 19.80% (V)* None* Average*

Citi® Platinum Select® Card

Citi® Platinum Select® Card offer
Citi® Platinum Select® Card credit card application
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0.00%* up to 12 months* as low as 6.74%* None* Excellent/Good Credit*

Capital One® Platinum

Capital One® Platinum offer
Capital One® Platinum credit card application
  • Click "APPLY HERE" to apply online or call (866) 543-0808
  • Save with a 0% intro APR until January 2010 on purchases and balance transfers
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* until January 2010* 12.90% (V)* None* Good Credit*