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Low Interest Credit Cards at Best Student Credit Cards

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Do reward cards make sense for college students?
There are some credit cards that may potentially provide a reasonable rewards program for students.
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credit card blog

A New Resource for Student Credit
A new site, Credit Cards University, has been launched to aid college students with financial issues, credit card or otherwise.
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Less than rewarding student cards
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About “The Secret History of Credit Cards” and 8 Things You Should Know
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Low Interest Credit CardsLow Interest Credit Cards

The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

Discover® More® Card

Discover® More® Card offer
Discover® More® Card credit card application
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 15 months on purchases & balance transfers* 10.99% - 20.99% (Variable)* $0* Excellent Credit*

Blue Cash EverydaySM from American Express

Blue Cash Everyday<sup>SM</sup> from American Express offer
Blue Cash Everyday<sup>SM</sup> from American Express credit card application
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0% on Purchases for 12 months 17.24%-22.24% Variable $0* Excellent Credit*

Discover® Motiva Card

Discover® Motiva Card offer
Discover® Motiva Card credit card application
  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 15 full months on Balance Transfers and Purchases* 10.99% - 20.99% (Variable)* $0* Excellent

Discover® Student Card

Discover® Student Card offer
Discover® Student Card credit card application
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0% on Purchases* 9 months* 13.99%-20.99% (V)* None* Fair Credit*

Discover® Student Card

Discover® Student Card offer
Discover® Student Card credit card application
  • Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0% on Purchases* 6 months* 13.99%-20.99% (V)* None* Fair Credit*

Discover® Open RoadSM Card for Students

Discover® Open Road<sup>SM</sup> Card for Students offer
Discover® Open Road<sup>SM</sup> Card for Students credit card application
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • Double Cashback Bonus®* at gas stations and restaurants
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 9 months* 13.99%-20.99% (V)* $0* Fair Credit*

Iberiabank Visa® Platinum Card

Iberiabank Visa® Platinum Card offer
Iberiabank Visa® Platinum Card credit card application
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
1.99%* 6 billing cycles on balance transfers* 9.25%, 12.25%, or 15.25%* $0* Excellent Credit*

Iberiabank Visa® Gold Card

Iberiabank Visa® Gold Card offer
Iberiabank Visa® Gold Card credit card application
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
1.99% on balance transfers 6 months on balance transfers 9.25%, 12.25%, or 15.25% $0* Excellent Credit*

Iberiabank Visa® Select Card

Iberiabank Visa® Select Card offer
Iberiabank Visa® Select Card credit card application
  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
  • Low Annual Fee of $35.00
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0% or 7.50% on purchases; 1.99% or 7.50% on balance transfers 12 months* 7.50%, 9.50%, or 11.50% $35.00* Excellent Credit*

Iberiabank Visa® Classic Card

Iberiabank Visa® Classic Card offer
Iberiabank Visa® Classic Card credit card application
  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
1.99% on balance transfers 6 months on balance transfers 7.25%, 10.25%, or 13.25% $0* Excellent Credit*

Simmons First Visa® Platinum Rewards

Simmons First Visa® Platinum Rewards offer
Simmons First Visa® Platinum Rewards credit card application
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
None* N/A* 9.25%* (V) $0.00* Excellent Credit*

Simmons First Visa Platinum

Simmons First Visa Platinum offer
Simmons First Visa Platinum credit card application
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
None* N/A* 7.25%* (V) None* Excellent Credit*