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credit card questions & answers

What do I need to get a student credit card?
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Why Was My Card Overcharged for My Bar Tab? Will it Get Refunded?
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Are student credit cards that much different than regular credit cards?
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credit card blog

Holiday Roundup
This year, university blogs have been busy with great ideas for gifts and even better advice for shopping. Here is a round-up of our favorites.
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Using gift cards to buy gas and groceries
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Why We Get in Debt, Part 7: Know Yourself and Your Limitations
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Instant Approval Credit CardsInstant Approval Credit Cards

With instant approval credit card offers you can apply online and, if qualified, usually receive notice via email of your acceptance within seconds of completing an online credit card application. Don't wait for an answer, receive instant credit card approval today! Please note that in order to receive an instant approval online, you must usually have good to excellent credit. Although issuers strive to provide instant approval whenever possible, more time may be needed in certain circumstances to determine if your application is approved.

Blue Sky from American Express

Blue Sky from American Express offer
Blue Sky from American Express credit card application
  • 0% Intro APR for up to 12 months on purchases
  • Low Balance Transfer APR - 2.99% for 12 months
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval.  Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0.00%* 12 months* as low as 11.99%* None* Excellent Credit*

Discover® More Card - Clear

Discover® More Card - Clear offer
Discover® More Card - Clear credit card application
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 6 months on Purchases & 12 months on Balance Transfers* as low as 10.99%* None* Excellent Credit*

American Express® Preferred Rewards Gold Card

American Express® Preferred Rewards Gold Card offer
American Express® Preferred Rewards Gold Card credit card application
  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card! 
  • No Pre-Set Spending Limit
  • No annual fee for the first year - $125 Thereafter
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval.  Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* 1st Year None; $125 Thereafter* Excellent/Good Credit*