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Instant Approval Credit Cards at Best Student Credit Cards

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Do reward cards make sense for college students?
There are some credit cards that may potentially provide a reasonable rewards program for students.
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My parents gave me a card for “emergencies” What do you think qualifies? My boyfriends bail?
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Why Was My Card Overcharged for My Bar Tab? Will it Get Refunded?
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credit card blog

A New Resource for Student Credit
A new site, Credit Cards University, has been launched to aid college students with financial issues, credit card or otherwise.
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Less than rewarding student cards
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About “The Secret History of Credit Cards” and 8 Things You Should Know
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Instant Approval Credit CardsInstant Approval Credit Cards

Instant approval is not guaranteed for the following products; however, an instant response will be provided within 60 seconds of completing an online credit card application or prepaid card application. Don't wait for an answer, receive an instant credit card response today! Although issuers strive to provide an instant response whenever possible, more time may be needed in certain circumstances to determine if your application is approved. Please note that in order to receive an instant approval online, you must usually have good to excellent credit. Some of the products on this page do not offer instant approval, but a response will be provided within 60 seconds.

Walmart MoneyCardSM MasterCard® Prepaid Card

Walmart MoneyCard<sup>SM</sup> MasterCard<sup>®</sup> Prepaid Card offer
Walmart MoneyCard<sup>SM</sup> MasterCard<sup>®</sup> Prepaid Card credit card application
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $3.00 monthly* No Credit Check*

Green Dot® Gold PrePaid Visa®

Green Dot® Gold PrePaid Visa® offer
Green Dot® Gold PrePaid Visa® credit card application
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $5.95 monthly* No Credit Check*

Green Dot® Gold PrePaid Visa®

Green Dot® Gold PrePaid Visa® offer
Green Dot® Gold PrePaid Visa® credit card application
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $5.95 monthly* No Credit Check*

Account Now Gold Visa® Prepaid Card

Account Now Gold Visa<sup>®</sup> Prepaid Card offer
Account Now Gold Visa<sup>®</sup> Prepaid Card credit card application
  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Free Online Bill Payment
  • Up to $10,000 balance limit
  • Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly* No Credit Check*

NetSpend® Prepaid MasterCard®

NetSpend® Prepaid MasterCard® offer
NetSpend® Prepaid MasterCard® credit card application
  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* As low as $5.00 monthly* No Credit Check*

Green Dot® PrePaid MasterCard®

Green Dot® PrePaid MasterCard® offer
Green Dot® PrePaid MasterCard® credit card application
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $5.95 monthly* No Credit Check*

Green Dot® PrePaid MasterCard®

Green Dot® PrePaid MasterCard® offer
Green Dot® PrePaid MasterCard® credit card application
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $5.95 monthly* No Credit Check*

ACE EliteTM Visa® Prepaid Card

ACE Elite<sup>TM</sup> Visa<sup>®</sup> Prepaid Card offer
ACE Elite<sup>TM</sup> Visa<sup>®</sup> Prepaid Card credit card application
  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly* No Credit Check*

NetSpend® Visa® Prepaid Card

NetSpend® Visa® Prepaid Card offer
NetSpend® Visa® Prepaid Card credit card application
  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* As low as $5.00 monthly* No Credit Check*

mPower™ Visa® Prepaid Card

mPower™ Visa® Prepaid Card offer
mPower™ Visa® Prepaid Card credit card application
  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check*