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Why Was My Card Overcharged for My Bar Tab? Will it Get Refunded?

Understanding how credit card preauthorization works can prevent discrepancies and unnecessary charges being posted to your account.

Most college students use their...
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What do I need to get a student credit card?

Student credit cards have become increasingly popular over the last few years as teenagers learn how important it is to establish good credit...
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How can I get out of debt?

One of the best ways to start repairing your credit is to make, and follow through with, a plan of debt reduction. Reducing...
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Why Is Good Credit So Important?

One of the most important aspects of your personal finances is your credit score and report. Your credit is like your financial reputation....
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Are student credit cards that much different than regular credit cards? Studies indicate that between the time a freshman goes to his or her first morning class and graduation, that student will have doubled...
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I'm travelling abroad. What should I look for in a credit card?

When you are traveling abroad, the most important thing to know about your credit card is don't use it. Really. It is better to use...
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My parents gave me a card for "emergencies" What do you think qualifies? My boyfriends bail?

Bail for anyone but yourself is likely not an emergency. And if it is for yourself, maybe you should think about waiting it out because...
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My peer group is rich. I'm not. How can I casually get out of charging up a fortune and still maintain my social status?

When your friends are purchasing high end clothes, eating at restaurants that don't have free nacho chips and shopping more often than they are working,...
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I let someone else use my card. They charged up a fortune. I know it was stupid, but what now?

Now that you have let your friend charge up a fortune, you will need to get a job and pay for it. Seriously. You...
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What's the difference b/w bad credit and no credit?

Often times college students are surprised to find out that their diligence in not obtaining any credit during their college years is actually almost as...
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