http://www.best-student-credit-cards.com/credit-card-blogs Thu, 18 Dec 2008 17:19:03 +0000 http://backend.userland.com/rss092 en No doubt, this year has been financially difficult. Worse still, the fallout continues. Every week, another crisis jumps from around the corner to surprise us. To a student, future may seem bleak. Will there be a jobs available? Will they pay enough to survive? The best way to be prepared is ... http://www.best-student-credit-cards.com/credit-card-blogs/holiday-roundup-2008 In these tough economic times, gift cards are becoming more popular and are a great alternative to even the best student credit cards. The recipient can use it on just about anything he needs, even household necessities. The balance is available for use right away on gift cards. With student ... http://www.best-student-credit-cards.com/credit-card-blogs/gift-cards-on-gas-and-groceries Only you know what your specific issues are with credit cards and money. Be honest with your limitations, and avoid things that tempt you into spending more with your credit cards. One of the vital lessons everyone must learn when dealing with personal finances is how to understand limitations and weaknesses. ... http://www.best-student-credit-cards.com/credit-card-blogs/debt-part-7-know-your-limitations Two of the concepts that contribute to the debt problem in the United States are relative position and miswanting. Cass Sunstein, a prominent expert in behavioral economics, points out that relative position is how you perceive your economic place in relation to others. When you look at others' possessions and ... http://www.best-student-credit-cards.com/credit-card-blogs/why-we-get-in-debt-part-6-keeping-up-with-the-joneses Unrealistic optimism about what we can pay back can lead to debt. One of the traps that many people find themselves in when it comes to credit cards is unrealistic optimism. People fall into this trap easily when they overestimate their ability to pay off credit card bills in a timely ... http://www.best-student-credit-cards.com/credit-card-blogs/debt-part-5-unrealistic-optimism Putting Off the Credit Card Bill Can Result in Late Fees and Charges One of the reasons many people find themselves in debt is because they procrastinate when it's time to pay their credit card bills. Someone may not feel like making the payment when the bill comes in the mail. ... http://www.best-student-credit-cards.com/credit-card-blogs/debt-part-4-procrastination One of the insidious things about credit card debt is how quickly it adds up and how it can appear without warning. This is because cumulative cost neglect plays a big role in getting you to a point where you end up with crushing amounts of debt. People who have ... http://www.best-student-credit-cards.com/credit-card-blogs/debt-part-3-cumulative-cost-neglect One of the main reasons people often get into debt has to do with short-sightedness and lack of self-control. Myopia occurs when objects at a distance appear blurry, while objects nearby are clear. Financial myopia is one of the causes of debt. When you only see what is in front ... http://www.best-student-credit-cards.com/credit-card-blogs/debt-part-2-lack-of-self-control Making Poor Choices with Credit Card and Other Types of Debt In the back of your mind, you know that getting into debt is a bad idea. You have also realized that credit cards (whether student credit cards or not) and "creative" mortgage loans may not offer the best funding options. ... http://www.best-student-credit-cards.com/credit-card-blogs/debt-part-1-behavioral-economics Credit card companies absolutely love students who are just entering college because older teenagers, as a rule, do not know how to manage credit. They charge whatever they want at the store, from fast food to the latest designer sneakers, without considering the consequences. This is why, especially over the ... http://www.best-student-credit-cards.com/credit-card-blogs/less-than-rewarding-student-cards