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Capital One® Standard Platinum for Students
Jump Start Your Financial Freedom... more card details
Intro APR   0.00%*
Intro APR Period until June 2009*
Regular APR 19.80% (V)*
Annual Fee None*
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Citi® mtvUTM Platinum Select® Visa® Card for College Students
Earning good grades and using... more card details
Intro APR   0.00%*
Intro APR Period 6 months*
Regular APR 12.24%*
Annual Fee None*
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Holiday Roundup

bscc | December 18th, 2008 | Living with Credit

This year, university blogs have been busy with great ideas for gifts and even better advice for shopping. Here is a round-up of our favorites.

Using gift cards to buy gas and groceries

bscc | December 10th, 2008 | Cashless Society, Living with Credit

In these tough economic times, gift cards are becoming more popular and are a great alternative to credit cards.

Why We Get in Debt, Part 7: Know Yourself and Your Limitations

Be honest with your limitations, and avoid things that tempt you into spending more with your credit cards.

Why We Get in Debt, Part 6: Keeping Up with the Joneses

Miswanting and a desire for status can lead to expenses that we cannot really afford.

Why We Get in Debt, Part 5: Unrealistic Optimism

Unrealistic optimism about what we can pay back can lead to debt.

Why We Get in Debt, Part 4: Procrastination

Putting Off the Credit Card Bill Can Result in Late Fees and Charges. It is important to make payments on your credit card bill — and to do it on time.

Why We Get in Debt, Part 3: Cumulative Cost Neglect

Cumulative cost neglect can take its toll on your personal finances: Small, Daily Purchases with the Credit Card Can Add Up.

Why We Get in Debt, Part 2: Lack of Self-control

Short-sightedness is one of the main reasons that we get into debt.

Why We Get in Debt, Part 1: Behavioral Economics and 5 Types of Apathy

Behavioral economics looks at how we make poor decisions — even though they may not be rational.

Less than rewarding student cards

bscc | October 21st, 2008 | Living with Credit, Protecting Yourself, Rewards

Student rewards credit cards might look like advantageous deals, but in reality they can land students in quite a bit of hot water.

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