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Cash Back Credit Cards
The following cash back credit cards feature reward programs that offer cash back or rebate incentives. A Cash Back Credit Card rewards you for using them with cash back incentives and rebate programs. Credit cards with cash rebates and incentives usually require a good to excellent credit rating for approval.

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- 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
- 0% intro APR on Purchases for 6 full months, then the Regular APR
- Earn $75 Cashback Bonus when you make $500 in purchases in your first three months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
12 full months on Balance Transfers; 6 full months on Purchases* |
11.99% - 20.99% (Variable)* |
$0* |
Excellent Credit* |

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- 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
- 0% intro APR on Purchases for 6 full months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
15 full months on Balance Transfers; 6 full months on Purchases* |
11.99% - 20.99% (Variable)* |
$0* |
Excellent Credit* |

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- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest
- 5% to 20% Cashback Bonus® at over 150 top retailers through our exclusive online shopping site
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on Balance Transfers for 15 full months, then the Regular APR
- 3.99% intro APR on Purchases for 12 full months, then the Regular APR
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 3.99%* |
15 full months on Balance Transfers and 12 full months on Purchases* |
11.99% - 20.99% (Variable)* |
$0* |
Excellent Credit* |

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- 3% cash back for gasoline, for annual gasoline purchase of up to $3,000 (1% thereafter).
- 3% cash back for restaurants, 2% cash back for travel, and 1% cash back virtually everywhere else, including Costco.
- No annual fee with your paid Costco membership and a $25 statement credit with your first purchase made with the Card!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on Purchases |
for 6 months |
15.24%* |
$0.00* |
Excellent Credit* |

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- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based on your creditworthiness.
- This APR will vary with the market based on the Prime Rate.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
18 months on balance transfers and 12 months on purchases* |
11.99%-19.99%* (Variable) |
$0* |
Good Credit* |
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