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Balance Transfer Credit Cards at Best Student Credit Cards

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credit card blog

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Balance Transfer Credit CardsBalance Transfer Credit Cards

The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® offer
Citi® Platinum Select® MasterCard® credit card application
  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based on your creditworthiness.
  • This APR will vary with the market based on the Prime Rate.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 18 months on balance transfers and 12 months on purchases* 11.99%-19.99%* (Variable) $0* Good Credit*

Discover® More® Card

Discover® More® Card offer
Discover® More® Card credit card application
  • 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 15 full months on Balance Transfers; 6 full months on Purchases* 11.99% - 20.99% (Variable)* $0* Excellent Credit*

Discover® More Card - $75 Cashback Bonus®

Discover® More Card - $75 Cashback Bonus® offer
Discover® More Card - $75 Cashback Bonus® credit card application
  • 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • Earn $75 Cashback Bonus when you make $500 in purchases in your first three months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 12 full months on Balance Transfers; 6 full months on Purchases* 11.99% - 20.99% (Variable)* $0* Excellent Credit*

Miles by Discover® Card

Miles by Discover® Card offer
Miles by Discover® Card credit card application
  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
  • Double Miles on your first $3,000 in travel and restaurant purchases each year
  • Double Miles through our exclusive online shopping site
  • One Mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards, or cash
  • 0% intro APR on purchases and balance transfers, then the Regular APR
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 6 months on purchases & balance transfers* 10.99% - 16.99%* $0* Excellent Credit*

Discover® Motiva Card

Discover® Motiva Card offer
Discover® Motiva Card credit card application
  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest
  • 5% to 20% Cashback Bonus® at over 150 top retailers through our exclusive online shopping site
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 3.99% intro APR on Purchases for 12 full months, then the Regular APR
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
3.99%* 15 full months on Balance Transfers and 12 full months on Purchases* 11.99% - 20.99% (Variable)* $0* Excellent Credit*