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Balance Transfer Credit Cards
The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

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- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
15 months on purchases & balance transfers* |
10.99% - 20.99% (Variable)* |
$0* |
Excellent Credit* |

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- Earn Cashback Bonus® for your good credit management
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
15 full months on Balance Transfers and Purchases* |
10.99% - 20.99% (Variable)* |
$0* |
Excellent |

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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
- Turn your points into hotel, gift, or experience rewards
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 1.99%* |
6 billing cycles on balance transfers* |
9.25%, 12.25%, or 15.25%* |
$0* |
Excellent Credit* |

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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 1.99% on balance transfers |
6 months on balance transfers |
9.25%, 12.25%, or 15.25% |
$0* |
Excellent Credit* |

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- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Online access to credit card account information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 1.99% on balance transfers |
6 months on balance transfers |
7.25%, 10.25%, or 13.25% |
$0* |
Excellent Credit* |
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