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Balance Transfer Credit Cards at Best Student Credit Cards

credit card questions & answers

What do I need to get a student credit card?
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Why Was My Card Overcharged for My Bar Tab? Will it Get Refunded?
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Are student credit cards that much different than regular credit cards?
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Holiday Roundup
This year, university blogs have been busy with great ideas for gifts and even better advice for shopping. Here is a round-up of our favorites.
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Using gift cards to buy gas and groceries
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Why We Get in Debt, Part 7: Know Yourself and Your Limitations
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Balance Transfer Credit CardsBalance Transfer Credit Cards

The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

Discover® More Card

Discover® More Card offer
Discover® More Card credit card application
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 6 months on Purchases & 12 months on Balance Transfers* as low as 10.99%* None* Excellent Credit*

Capital One® Platinum

Capital One® Platinum offer
Capital One® Platinum credit card application
  • Click "APPLY HERE" to apply online or call (866) 543-0808
  • Save with a 0% intro APR until January 2010 on purchases and balance transfers
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* until January 2010* 12.90% (V)* None* Good Credit*

Citi® Platinum Select® Card

Citi® Platinum Select® Card offer
Citi® Platinum Select® Card credit card application
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0.00%* up to 12 months* as low as 6.74%* None* Excellent/Good Credit*

Capital One® Platinum Prestige

Capital One® Platinum Prestige offer
Capital One® Platinum Prestige credit card application
  • Click "APPLY HERE" to apply online or call (866) 605-0808
  • Save with a 0% intro APR until January 2010 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* until January 2010* 8.90% (V)* None* Excellent Credit*

Discover® More Card - American Flag

Discover® More Card - American Flag offer
Discover® More Card - American Flag credit card application
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 6 months on Purchases & 12 months on Balance Transfers* as low as 10.99%* None* Excellent Credit*

Bank of America Visa Signature® WorldPointsTM Rewards

Bank of America Visa Signature® WorldPoints<sup>TM</sup> Rewards offer
Bank of America Visa Signature® WorldPoints<sup>TM</sup> Rewards credit card application
  • 0% Intro APR on balance transfers for your first 15 billing cycles
  • Earn 1 Point for every dollar you spend in net retail purchases
  • Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
  • No Annual Fee
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0% on Balance Transfers* 15 months and a $25 statement credit* 9.99% / 15.99%* None* Good Credit*

Discover® More Card - Monogram

Discover® More Card - Monogram offer
Discover® More Card - Monogram credit card application
  • More ways to earn more cash than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 6 months on Purchases & 12 months on Balance Transfers* as low as 10.99%* None* Excellent Credit*

Bank of America® Accelerated RewardsTM American Express® Card

Bank of America® Accelerated Rewards<sup>TM</sup> American Express® Card offer
Bank of America® Accelerated Rewards<sup>TM</sup> American Express® Card credit card application
  • Earn rewards faster with 1.25 points for every net retail purchase dollar
  • 0% Intro APR on retail purchases for 6 months*; 0% Intro APR on balance transfers for your first 12 billing cycles*
  • No Annual Fee and flexibility to pay over time
  • Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 6 months for retail purchases* Between P+4.9% and P+12.99%* None* Good Credit*

Discover® Open Road Card

Discover® Open Road Card offer
Discover® Open Road Card credit card application
  • Double Cashback Bonus on grocery store purchases in November and December*
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 6 months for Purchases & 12 months for Balance Transfers* 10.99% - 18.99%* None* Excellent Credit*

Bank of America WorldPoints® Platinum Plus® Visa® Credit Card

Bank of America WorldPoints® Platinum Plus® Visa® Credit Card offer
Bank of America WorldPoints® Platinum Plus® Visa® Credit Card credit card application
  • No annual fee
  • Absolute Fraud Protection
  • Online access and 24-hour service
  • Access to MyConciergeSM service, a unique personal assistance service
  • Introductory 0% APR for 6 months for Retail Purchases*
  • Introductory 0% APR on Balance Transfers* and Direct Deposits* through your first twelve billing cycles*
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0.00%* 6 months for retail purchases* between P+4.9% and P+12.99%* None* Good Credit*

Bank of America World MasterCard® with WorldPointsTM

Bank of America World MasterCard® with WorldPoints<sup>TM</sup> offer
Bank of America World MasterCard® with WorldPoints<sup>TM</sup> credit card application
  • 0% Intro APR on retail purchases for your first 6 billing cycles*
  • 0% Intro APR on Balance Transfers* and Direct Deposits* through your first 12 billing cycles*
  • Earn 1 Points for every dollar you spend in net retail purchases.  Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more
  • No Annual Fee
  • Online account access and Points management
  • Access to the MyConcierge sm service, a unique personal assistance service
  • Absolute Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0%* 6 months for retail purchases* Between P+4.9% and P+12.99%* None* Good Credit*

Discover® Motiva Card

Discover® Motiva Card offer
Discover® Motiva Card credit card application
  • Double Cashback Bonus on grocery store purchases in November and December*
  • 5% to 20%Cashback Bonus® at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • Free payment by phone or online - even on your payment due date
  • Choose a payment due date that meets your needs
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
3.99%* 6 months on Purchases & 12 months on Balance Transfers* 10.99% - 18.99%* None* Excellent Credit*