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Balance Transfer Credit Cards
The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
6 months on Purchases & 12 months on Balance Transfers* |
as low as 10.99%* |
None* |
Excellent Credit* |

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- Click "APPLY HERE" to apply online or call (866) 543-0808
- Save with a 0% intro APR until January 2010 on purchases and balance transfers
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
until January 2010* |
12.90% (V)* |
None* |
Good Credit* |

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- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0.00%* |
up to 12 months* |
as low as 6.74%* |
None* |
Excellent/Good Credit* |

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- Click "APPLY HERE" to apply online or call (866) 605-0808
- Save with a 0% intro APR until January 2010 on purchases and balance transfers
- Then enjoy a variable APR, now 8.9%
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
until January 2010* |
8.90% (V)* |
None* |
Excellent Credit* |

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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
6 months on Purchases & 12 months on Balance Transfers* |
as low as 10.99%* |
None* |
Excellent Credit* |

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- 0% Intro APR on balance transfers for your first 15 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases
- Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on Balance Transfers* |
15 months and a $25 statement credit* |
9.99% / 15.99%* |
None* |
Good Credit* |

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- More ways to earn more cash than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
6 months on Purchases & 12 months on Balance Transfers* |
as low as 10.99%* |
None* |
Excellent Credit* |

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- Earn rewards faster with 1.25 points for every net retail purchase dollar
- 0% Intro APR on retail purchases for 6 months*; 0% Intro APR on balance transfers for your first 12 billing cycles*
- No Annual Fee and flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
6 months for retail purchases* |
Between P+4.9% and P+12.99%* |
None* |
Good Credit* |

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- Double Cashback Bonus on grocery store purchases in November and December*
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
6 months for Purchases & 12 months for Balance Transfers* |
10.99% - 18.99%* |
None* |
Excellent Credit* |

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- No annual fee
- Absolute Fraud Protection
- Online access and 24-hour service
- Access to MyConciergeSM service, a unique personal assistance service
- Introductory 0% APR for 6 months for Retail Purchases*
- Introductory 0% APR on Balance Transfers* and Direct Deposits* through your first twelve billing cycles*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0.00%* |
6 months for retail purchases* |
between P+4.9% and P+12.99%* |
None* |
Good Credit* |

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- 0% Intro APR on retail purchases for your first 6 billing cycles*
- 0% Intro APR on Balance Transfers* and Direct Deposits* through your first 12 billing cycles*
- Earn 1 Points for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more
- No Annual Fee
- Online account access and Points management
- Access to the MyConcierge sm service, a unique personal assistance service
- Absolute Fraud Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0%* |
6 months for retail purchases* |
Between P+4.9% and P+12.99%* |
None* |
Good Credit* |

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- Double Cashback Bonus on grocery store purchases in November and December*
- 5% to 20%Cashback Bonus® at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- Free payment by phone or online - even on your payment due date
- Choose a payment due date that meets your needs
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Credit Needed |
| 3.99%* |
6 months on Purchases & 12 months on Balance Transfers* |
10.99% - 18.99%* |
None* |
Excellent Credit* |
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